Once the holiday shopping madness subsides and your insatiable need to purchase the latest gadgets, trinkets and Christmas sweaters for your loved ones has passed, you may find yourself taking that inevitable look at your personal finances and analyzing your short-and long-term term investing plans.
What are your financial goals? Perhaps you are saving for a new house, paying off debt, or reaching a higher income level. Do you have children? What are their needs going to be over the next 10 years?